What is Forex??

"There are so many ways to earn money, and this time for you that haven't heard anout this way, feel free to read and take the information from this article"

FOREX - the foreign exchange market or currency market or Forex is the market where one currency is traded for another. It is one of the largest markets in the world.

Some of the participants in this market are simply seeking to exchange a foreign currency for their own, like multinational corporations which must pay wages and other expenses in different nations than they sell products in. However, a large part of the market is made up of currency traders, who speculate on movements in exchange rates, much like others would speculate on movements of stock prices. Currency traders try to take advantage of even small fluctuations in exchange rates.

In the foreign exchange market there is little or no 'inside information'. Exchange rate fluctuations are usually caused by actual monetary flows as well as anticipations on global macroeconomic conditions. Significant news is released publicly so, at least in theory, everyone in the world receives the same news at the same time.

Currencies are traded against one another. Each pair of currencies thus constitutes an individual product and is traditionally noted XXX/YYY, where YYY is the ISO 4217 international three-letter code of the currency into which the price of one unit of XXX currency is expressed. For instance, EUR/USD is the price of the euro expressed in US dollars, as in 1 euro = 1.2045 dollar.

Unlike stocks and futures exchange, foreign exchange is indeed an interbank, over-the-counter (OTC) market which means there is no single universal exchange for specific currency pair. The foreign exchange market operates 24 hours per day throughout the week between individuals with forex brokers, brokers with banks, and banks with banks. If the European session is ended the Asian session or US session will start, so all world currencies can be continually in trade. Traders can react to news when it breaks, rather than waiting for the market to open, as is the case with most other markets.

Average daily international foreign exchange trading volume was $1.9 trillion in April 2004 according to the BIS study.

Like any market there is a bid/offer spread (difference between buying price and selling price). On major currency crosses, the difference between the price at which a market maker will sell ("ask", or "offer") to a wholesale customer and the price at which the same market-maker will buy ("bid") from the same wholesale customer is minimal, usually only 1 or 2 pips. In the EUR/USD price of 1.4238 a pip would be the '8' at the end. So the bid/ask quote of EUR/USD might be 1.4238/1.4239.

This, of course, does not apply to retail customers. Most individual currency speculators will trade using a broker which will typically have a spread marked up to say 3-20 pips (so in our example 1.4237/1.4239 or 1.423/1.425). The broker will give their clients often huge amounts of margin, thereby facilitating clients spending more money on the bid/ask spread. The brokers are not regulated by the U.S. Securities and Exchange Commission (since they do not sell securities), so they are not bound by the same margin limits as stock brokerages. They do not typically charge margin interest, however since currency trades must be settled in 2 days, they will "resettle" open positions (again collecting the bid/ask spread).

Individual currency speculators can work during the day and trade in the evenings, taking advantage of the market's 24 hours long trading day.

Compiled using Wikipedia materials.
For more information you can click on my buissiness and investasi page

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Sepucuk Surat Dari Seorang Ayah

Sebuah karya yang indah.............

Aku tuliskan surat ini atas nama rindu yang besarnya hanya Allah yang tahu. Sebelum kulanjutkan, bacalah surat ini sebagai surat seorang laki-laki kepada seorang laki-laki; surat seorang ayah kepada seorang ayah.

Nak, menjadi ayah itu indah dan mulia. Besar kecemasanku menanti kelahiranmu dulu belum hilang hingga saat ini. Kecemasan yang indah karena ia didasari sebuah cinta. Sebuah cinta yang telah terasakan bahkan ketika yang dicintai belum sekalipun kutemui.

Nak, menjadi ayah itu mulia. Bacalah sejarah Nabi-Nabi dan Rasul dan temukanlah betapa nasehat yang terbaik itu dicatat dari dialog seorang ayah dengan anak-anaknya.

Meskipun demikian, ketahuilah Nak, menjadi ayah itu berat dan sulit. Tapi kuakui, betapa sepanjang masa kehadiranmu di sisiku, aku seperti menemui keberadaanku, makna keberadaanmu, dan makna tugas kebapakanku terhadapmu. Sepanjang masa keberadaanmu adalah salah satu masa terindah dan paling aku banggakan di depan siapapun. Bahkan dihadapan Tuhan, ketika aku duduk berduaan berhadapan dengan Nya, hingga saat usia senja ini.

Nak, saat pertama engkau hadir, kucium dan kupeluk engkau sebagai buah cintaku dan ibumu. Sebagai bukti, bahwa aku dan ibumu tak lagi terpisahkan oleh apapun jua.

Tapi seiring waktu, ketika engkau suatu kali telah mampu berkata: "TIDAK", timbul kesadaranku siapa engkau sesungguhnya. Engkau bukan milikku, atau milik ibumu Nak. Engkau lahir bukan karena cintaku dan cinta ibumu. Engkau adalah milik Tuhan. Tak ada hakku menuntut pengabdian darimu. Karena pengabdianmu semata-mata seharusnya hanya untuk Tuhan.

Nak, sedih, pedih dan terhempaskan rasanya menyadari siapa sebenarnya aku dan siapa engkau. Dan dalam waktu panjang di malam-malam sepi, kusesali kesalahanku itu sepenuh -penuh air mata dihadapan Tuhan. Syukurlah, penyesalan itu mencerahkanku.

Sejak saat itu Nak, satu-satunya usahaku adalah mendekatkanmu kepada pemilikmu yang sebenarnya. Membuatmu senantiasa berusaha memenuhi keinginan pemilikmu. Melakukan segala sesuatu karena Nya, bukan karena kau dan ibumu. Tugasku bukan membuatmu dikagumi orang lain, tapi agar engkau dikagumi dan dicintai Tuhan.

Inilah usaha terberatku Nak, karena artinya aku harus lebih dulu memberi contoh kepadamu dekat dengan Tuhan. Keinginanku harus lebih dulu sesuai dengan keinginan Tuhan. Agar perjalananmu mendekati Nya tak lagi terlalu sulit.

Kemudian, kitapun memulai perjalanan itu berdua, tak pernah engkau kuhindarkan dari kerikil tajam dan lumpur hitam. Aku cuma menggenggam jemarimu dan merapatkan jiwa kita satu sama lain. Agar dapat kau rasakan perjalanan ruhaniah yang sebenarnya.

Saat engkau mengeluh letih berjalan, kukuatkan engkau karena kita memang tak boleh berhenti. Perjalanan mengenal Tuhan tak kenal letih dan berhenti, Nak. Berhenti berarti mati, inilah kata-kataku tiap kali memeluk dan menghapus air matamu, ketika engkau hampir putus asa.

Akhirnya Nak, kalau nanti, ketika semua manusia dikumpulkan di hadapan Tuhan, dan kudapati jarakku amat jauh dari Nya, aku akan ikhlas. Karena seperti itulah aku di dunia. Tapi, kalau boleh aku berharap, aku ingin saat itu aku melihatmu dekat dengan Tuhan. Aku akan bangga Nak, karena itulah bukti bahwa semua titipan bisa kita kembalikan kepada pemiliknya. Dari ayah yang senantiasa merindukanmu.

(disalin dari lembaran da'wah "MISYKAT" No.8)

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Optimal band imaging detects early gastric cancer

A new study has shown that a technique designed to enhance images obtained during endoscopy could help to diagnose early gastric (stomach) cancer.

Survival rates for gastric cancer increase by nearly 90 per cent if the disease is caught early on, highlighting the importance of early diagnosis.

Scientists at the Jichi Medical University in Japan have found that optimal band imaging (OBI) - which was developed to enhance the patterns of lesions in endoscopic images - can be used to clearly identify a form of the disease called 'depressed-type' early gastric cancer, which is particularly difficult to spot as it appears as subtle changes in colour and shape.

Researchers used OBI on 27 patients who had been diagnosed with depressed-type early gastric cancer.

The ample light intensity of the technique allowed the scientists to observe the entire stomach without magnification and easily enabled them to identify 26 of the 27 cases of gastric cancer.

The images showed a clear contrast between the reddish cancerous areas and the yellowish areas of healthy stomach lining, and even medical students without much endoscopy experience were able to identify the edges of cancerous lesions.

Lead author Dr Hiroyuki Osawa said that the study, which is published in the journal Gastrointestinal Endoscopy, is the first to report optimal band images for early gastric cancer.

He confirmed: "In our comparative study, the optimal band imaging system with endoscopy showed contrasting images that could delineate the depressed-type early gastric cancers more easily than conventional endoscopy."

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The Stomach Cancer

The stomach is part of the digestive system. It is located in the upper abdomen, between the esophagus and the small intestine. Stomach cancer is also called gastric cancer.

Most (85%) cases of gastric cancer are adenocarcinomas that occur in the lining of the stomach (mucosa). Approximately 40% of cases develop in the lower part of the stomach (pylorus); 40% develop in the middle part (body); and 15% develop in the upper part (cardia). In about 10% of cases, cancer develops in more than one part of the organ.

Stomach cancer can spread (metastasize) to the esophagus or the small intestine, and can extend through the stomach wall to nearby lymph nodes and organs (e.g., liver, pancreas, colon). It also can metastasize to other parts of the body (e.g., lungs, ovaries, bones.

Incidence
According to the National Cancer Institute (NCI), approximately 760,000 cases of stomach cancer are diagnosed worldwide and more than 24,000 cases are diagnosed in the United States each year.

Incidence is highest in Japan, South America, Eastern Europe, and parts of the Middle East. Worldwide, stomach cancer is the second leading cause of cancer-related deaths.

Stomach cancer occurs twice as often in men and it is more common in people over the age of 55. In the United States, incidence is higher in African Americans than in Caucasians.

Changes in diet and food preparation have led to a recent decrease in the incidence of cancer of the lower stomach (distal gastric cancer). However, incidence of cancer of the upper stomach (proximal gastric cancer) has increased, primarily as a result of the prevalence of obesity and gastroesophageal reflux disease (GERD).

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The Day is Done

The day is done, and the darkness
Falls from the wings of night,
As a feather is wafted downward
From an eagle in his flight.
I see the lights of the village
Gleam through the rain and the mist,
And a feeling of sadness comes o'er me
That my soul cannot resist:
A feeling of sadness and longing,
That is not akin to pain,
And resembles sorrow only
As the mist resembles the rain.
Come, read to me some poem,
Some simple and heartfelt lay,
That shall soothe this restless feeling,
And banish the thoughts of day.

Not from the grand old masters,
Not from the bards sublime,
Whose distant footsteps echo
Through the corridors of Time.
For, like strains of martial music,
Their mighty thoughts suggest
Life's endless toil and endeavor;
And to-night I long for rest.
Read from some humbler poet,
Whose songs gushed from his heart,
As showers from the clouds of summer,
Or tears from the eyelids start;
Who, through long days of labor,
And nights devoid of ease,
Still heard in his soul the music
Of wonderful melodies.
Such songs have power to quiet.
The restless pulse of care,
And come like the benediction
That follows after prayer.
Then read from the treasured volume
The poem of thy choice,
And lend to the rhyme of the poet
The beauty of thy voice.
And the night shall be filled with music
And the cares, that infest the day,
Shall fold their tents, like the Arabs,
And as silently steal away.

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